This is a fun and informative quiz. Take it and find out if you have what it takes to become wealthy.
Smart saving and investing habits are a great way to amass real money. But studies show that lots of other things — from your marital status to your looks — can help or hurt too. To size up your odds, take this quiz.
Do you know the difference between income and wealth?
Technically, income is how much you earn each year and that is determined by looking at your W2 earning statement and wealth is determined by looking at your balance sheet.
Your balance sheet will reflect your assets (what you own) and liabilities (what you owe). Assets – liabilities = your net worth.
Becoming wealthy is more about how much you save and less about how much you earn. Obviously, it’s easier to save when you have a higher income, but it’s very possible to spend nearly all you make even if you have a high income.
An excellent book on this subject is the Millionaire Mind by Thomas J.Stanley, Ph.D.
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